Your Path to Zero Debt in Three Simple Steps

DebtPath is designed to be fast, private, and powerful. Here's how to get your personalized payoff plan without creating an account.

1. Enter Your Debts Privately

Simply paste or type your debts in any common format. Our in-house parser understands your input without sending your financial data to any third-party AI services. Your information stays private.

2. Adjust Your Plan

Set your total monthly payment and instantly compare the Snowball (pay off smallest debts first) and Avalanche (pay off highest interest first) strategies. See in real-time how each choice affects your debt-free date and total interest paid.

3. Save & Share Anonymously

View your complete payoff timeline on a detailed chart. When you're ready, save your plan to get a unique, private link. You can use this "magic link" to access and edit your plan later from any device, no account needed.